Terms & Conditions bilion44 — Complete Platform Usage Guide

1 Acceptance of Terms

Welcome to Bilion44. This Terms & Conditions document ("Terms") constitutes a legally binding agreement between you ("Member") and Bilion44 ("Platform", "us"). These Terms govern your access to and use of the website, mobile application, and all services provided by Bilion44.

By completing the registration process, making your first deposit, or simply browsing the bilion44 platform, you confirm that you have read, understood, and agreed to be bound by all terms set out in this document. If you do not agree with any part of these Terms, please stop using the bilion44 platform immediately.

Bilion44 reserves the right to update these Terms at any time. Notice of changes will be provided via registered email or through in-platform notifications. Continued use of the platform after such notice constitutes acceptance of the updated Terms.

2 Eligibility & Account Registration

To register and use Bilion44's services, you must meet all of the following eligibility requirements:

• At least 18 years old on the date of registration.
• Residing in or physically located in Malaysia at the time of using the platform.
• Have full legal capacity to enter into a binding contractual agreement.
• Not an individual who has voluntarily self-excluded from any gambling platform.
• Not an employee, contractor, or immediate family member of any Bilion44 employee.

Each individual is permitted to hold only one (1) bilion44 account only. Holding multiple accounts is a serious violation of these terms and will result in the termination of all associated accounts along with forfeiture of all related balances and winnings.

During registration, you are required to provide accurate, complete, and current information including your full name, an active Malaysian phone number, and a valid email address. bilion44 reserves the right to request identity verification (KYC) at any time. Failure to provide the requested verification documents within the specified timeframe may result in a temporary account suspension.

3 Deposits & Payment Methods

Bilion44 supports a wide range of popular and convenient payment methods for Malaysians. All deposits are processed with 256-bit SSL encryption to keep your transactions secure at all times.

Deposit methods accepted by bilion44:

• Touch 'n Go eWallet
• GrabPay
• Boost eWallet
• ShopeePay
• DuitNow (including QR and direct transfer)
• FPX via Maybank2u, CIMB Clicks, and other major Malaysian banks

Applicable deposit limits:

• Minimum deposit: RM 10 per transaction
• Maximum deposit: RM 30,000 per transaction (subject to payment method limits)
• Default daily deposit limit: RM 50,000 (can be reduced via Responsible Gaming settings)

Bilion44 does not charge any processing fees for deposits. However, your payment provider may apply their own charges, which are beyond bilion44's control. Please check with your e-wallet provider or bank for further details.

4 Withdrawal of Winnings

Bilion44 is committed to processing all valid withdrawals within the stipulated timeframe. Winnings that have met all wagering requirements (including bonus rollover requirements where applicable) will be processed according to the following schedule:

For withdrawals exceeding RM 10,000, bilion44 reserves the right to request additional identity verification documents before processing the transaction. This is a standard security measure to protect members from fraudulent activity.

Bilion44 does not charge any fees for withdrawals. Any charges imposed by the receiving financial institution are the member's responsibility. Funds in accounts that have been inactive for more than 12 months may be subject to a monthly administrative fee of RM 10 following notification.

5 Bonuses, Promotions & Loyalty Programme

Bilion44 offers various bonuses and promotions to members from time to time. All offers are subject to the specific terms stated in each promotion. The general terms applicable to all Bilion44 bonuses are as follows:

• All bonuses are subject to the rollover requirements stated in the respective offer.
• Bilion44 sets a standard rollover between 5x to 20x depending on the bonus type.
• Rollovers must be completed within the designated timeframe — typically between 7 and 30 days.
• Failure to meet the rollover requirements within the specified period will result in the cancellation of the bonus and any associated winnings.
• The welcome bonus is available to new members only who have not previously registered with Bilion44.
• Only one bonus offer may be claimed at a time unless otherwise stated.

Bilion44 reserves the right to withdraw, modify, or terminate any promotion at any time with or without prior notice. Any attempt to abuse the bonus system — including opening multiple accounts to claim bonuses repeatedly — will result in the termination of all accounts involved.

Members suspected of bonus arbitrage (bonus abusing) may have all unused bonuses suspended pending a formal investigation by the Bilion44 team.

6 Sports Betting Rules

Bilion44's Sports Betting section covers football (Malaysia Super League, EPL, and major world leagues), badminton, cricket, e-sports, and more. The following general rules apply to all Sports Betting markets on Bilion44:

• All bets are considered final once confirmed by the Bilion44 system and cannot be cancelled by members except under specified circumstances.
• Bets accepted at incorrect odds due to a technical error may be voided by bilion44 — the member will be notified and the stake returned.
• If a match is postponed and does not resume within 24 hours, all pre-match bets will be voided.
• For live betting, any outcome accepted after the shot, kick-off, or first serve is final, even if the match is subsequently suspended.
• Bilion44 reserves the right to limit or refuse bets from any member at any time without being required to provide a reason.

Bilion44 employs advanced fraud detection technology to identify suspicious betting patterns. Accounts exhibiting such patterns will be temporarily suspended pending investigation.

7 Casino Game Rules

The bilion44 casino platform offers over 1,200 games including slots, Live Casino, blackjack, poker, baccarat, and roulette. The following rules apply to all casino games on bilion44:

• All Bilion44 slots use a Random Number Generator (RNG) certified by independent auditing bodies — every spin is completely random.
• Live Casino game outcomes are final and determined by the live dealer in accordance with the standard rules of the respective game.
• Any technical disruption during a casino game — including a disconnection caused by the member — may result in the active wager being voided and the stake returned.
• Bilion44 is not liable for losses resulting from internet connectivity or device issues on the member's end.
• Minimum and maximum bet limits for each game are displayed within the game interface and may change from time to time.

Bilion44 reserves the right to remove any game from our casino library at any time for technical, licensing, or operational reasons. No compensation will be provided for the removal of specific games.

8 Prohibitions & Serious Violations

The following activities are strictly prohibited on the Bilion44 platform. Violation of any of these prohibitions may result in immediate account termination, forfeiture of all balances and winnings, and potential legal action:

• Multiple account ownership — one person, one account only.
• Use of bots or automated software to place bets, access the platform, or exploit the Bilion44 system.
• Bonus abuse — including opening new accounts to claim the welcome bonus multiple times.
• Money laundering — using the Bilion44 platform as a channel to transfer funds derived from illegal activities.
• Bet syncing — colluding with other players, dealers, or third parties to secure an unfair advantage.
• Use of VPN or proxy to mask your actual location for the purpose of circumventing regional restrictions.
• Hacking attempts or probing bilion44 system vulnerabilities without prior written authorisation.
• Account sharing — sharing access to your bilion44 account with another individual.

9 Account Closure & Suspension

Both Bilion44 and its members have the right to close or suspend an account under certain circumstances:

Members may close their account at any time by contacting Bilion44 customer support. Prior to closure, all eligible balances (not subject to any outstanding rollover requirements) will be returned to the member via an approved payment method.

Bilion44 reserves the right to suspend an account in the following circumstances:

• Outstanding identity verification (KYC) when requested.
• Suspected fraudulent activity or breach of the Terms.
• Requests from relevant authorities.
• Activity showing signs of problem gambling and the need for member protection.

For accounts closed at the member's own request (standard closure), any eligible balance will be returned within 3–5 business days. For accounts terminated due to a breach of the Terms, bilion44 reserves the right to forfeit all associated balances and winnings.

10 Bilion44 Liability Cap

Bilion44 provides its online betting and entertainment platform on an "as is" basis. While we strive to maintain uninterrupted platform availability, we cannot guarantee that the platform will be free from technical disruptions, downtime, or errors at all times.

Bilion44 is not liable for:

• Financial losses arising from bets placed by members on our platform.
• Losses resulting from internet connectivity issues, device failure, or technical problems on the member's end.
• Indirect, consequential, or special losses regardless of their cause or legal theory.
• Third-party content or services that may be accessed via links within our platform.

In all cases, Bilion44's maximum liability to any member is limited to the total amount deposited by that member in the 30 days preceding the claim. These Terms form an inseparable part of the overall agreement between Bilion44 and its members.

11 Responsible Gaming

Bilion44 genuinely cares about the well-being of every member. Betting and casino games should remain a form of entertainment — not a source of income or a way to resolve financial difficulties.

We provide the following tools to help members play responsibly:

• Deposit Limit — set daily, weekly, or monthly deposit limits on your Bilion44 account.
• Loss Limit — limit the amount you can lose within a set period.
• Play Time Limits — control how much time you spend on the bilion44 platform.
• Temporary Self-Break — account suspension for 24 hours, 7 days, or 30 days, based on your preference.
• Permanent Self-Exclusion — permanently close your Bilion44 account if you feel it is necessary to do so.

If you or someone you know may have a gambling problem, we encourage you to seek help. Further information and links to professional support resources are available on the Responsible Gaming Bilion44.

12 Terms Amendments & Governing Law

Bilion44 reserves the right to update, amend, or replace any part of these Terms & Conditions at any time. When material changes are made, we will notify members via:

• A notification email sent to the member's registered address.
• An in-platform notification when the member logs in.
• Updated on the date shown under "Last Updated" at the top of this document.

Continued use of the Bilion44 platform after any changes to these Terms take effect constitutes acceptance of the updated Terms. If you do not agree with any amendment, please discontinue use of the platform and contact our support team to close your account.

These Terms & Conditions are governed by and construed in accordance with the laws of Malaysia. Any dispute arising from or in connection with these Terms shall be resolved through a mutually agreed arbitration process prior to any legal proceedings.

For any enquiries regarding these Terms & Conditions, please contact the bilion44 support team via in-platform live chat, email at support@bilion44.com, or WhatsApp available after login. Our team is here to help you 24 hours a day, 7 days a week.